Risk identification method, risk identification device, cloud risk identification device and system

摘要

The present application discloses a risk identification method, a risk identification device, and a cloud risk identification device and system. In this method, after collecting service data, the end-user device performs risk identification on a service processing request that generates service data based on a stored risk identification rule, and specifies a risk identification result. If not, triggering a cloud risk identification device to perform risk identification on a service processing request that generates service data. In the implementation of the present application, a distributed risk identification architecture is provided. This effectively alleviates the prior art problem of taking relatively long time to process the data received by the risk management server, which causes relatively low risk management efficiency; this type of multi-layer risk identification Reduce the operational load of the risk management server through; reduce system resource overhead; and also complete risk identification on end-user devices to reduce risk identification time and improve user experience.