Risk identification method, risk identification device, and cloud risk identification device and system

摘要

This is a risk identification method, risk identification device. And a cloud risk identification device and system. The method includes, after collecting service data, performing risk identification on a service processing request for generating service data based on a stored risk identification rule by an end user device; And when the risk identification result cannot be determined, triggering a cloud risk identification device to perform risk identification for a service processing request generating service data. In an implementation herein, a distributed risk identification architecture is provided. This effectively mitigates the problems of the existing technology, where the risk control server takes relatively long time to process the received data, resulting in relatively low risk control efficiency; Reducing the operational burden of the risk control server through this type of multi-layered risk identification; Reduce the overhead of system resources; It also improves user experience by completing risk identification on end-user devices to speed up time for risk identification.