This paper analyzes the reform backgrounds, mechanisms and measures of financing and payment taken in the second-generation national health insurance (NHI) in Taiwan. The results indicate that in 2nd NHI, the rate was adjusted more flexibly, supplementary insurance premium was charged to enlarge the financial source by im-plicating additional subsidies and expanding the sources of financing, multiple payment methods and auxiliary assis-tive means were used to control the growth of medical expenses, social insurance payments are specified in terms of category or clear payment projects and standards, new health technology assessments are used as new basis for deci-sion making, etc. by greatly alleviating the financial deficit, which helped achieve the financial balance again. Many features of the 2nd NHI in Taiwan, especially like its diversified financial resources and financing methods, global budget of control fees and DRGs payment systems, making evaluation criteria for medical quality control and health insurance reimbursement project development and so on, are worth learning for the mainland China.%本文对我国台湾地区二代全民健保的改革背景、筹资和支付机制方面的改革措施进行分析.结果发现,二代健保通过调整费率,增收补充保费,扩充筹资来源,采用多元支付方式和辅助手段控制医药费用的增长,明确给付项目及标准,新增卫生技术评估作为决策依据等手段,极大缓解了财务赤字,目前已重新实现财务平衡.其多元的筹资方式、总额控费和按病种付费相结合的支付制度和为医疗质量和医保报销项目制定的评价标准等都值得大陆地区借鉴.
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