System and method which using blockchain protects the privacy of access code and the identity of an individual seeking online access

摘要

This invention relates to personal identity management and verifiable and authenticable methods and systems for mobile personal credentials. A critical problem is knowing the true identity of counterparties while using electronic messaging or conducting online transactions. Existing security measures can be bypassed when identity is presented in electronic form. The inventors address these issues by providing digital ID document in conjunction with data that permits the other party to verify ID. Further, the inventors either link the electronic ID to its physical counterpart or to the actual physical individual presenting the ID. Immutable digital ledger technology, such as blockchain, is used to provide trustworthy authentication of digital identity along with assurance that the identity presented belongs to the individual presenting it.