There is provided a stable aqueous dispersion comprising (a) dispersed particles of one or more film-forming polymer that comprises 1% to 10% by weight, based on the solid weight of said polymer, of polymerized units of one or more functional monomer, wherein said functional monomer is selected from acid-functional monomers or amine-functional monomers or a mixture thereof, and (b) one or more multiglycidyl compound having 4 or more glycidyl groups per molecule.
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