FINANCIAL RISK MANAGING DEVICE, FINANCIAL RISK MANAGING PROGRAM, AND MEMORY MEDIUM

摘要

PROBLEM TO BE SOLVED: To provide a financial risk managing device, a financial risk managing program, and a memory medium that enable financial institutions to easily manage chain reaction bankruptcy risks among their loan customers by mechanically visualizing the possibility of chain reaction bankruptcies of loan customers of financial institutions such as banks.SOLUTION: A financial risk managing device 1 of the present invention is equipped with correlation coefficient calculating means 12, individual bankruptcy probability calculating means 13, conditional bankruptcy probability calculating means 14, bankruptcy possibility determining means 15 that determines the presence of bankruptcy relevance among enterprises if their conditional bankruptcy probability surpasses their individual bankruptcy probabilities, and visualizing means 16 that visualizes the result of determination by the bankruptcy possibility determining means 15. A financial risk managing program 2 is installed in the financial risk managing device 1. A memory medium 3 stores the financial risk managing program 2.SELECTED DRAWING: Figure 1