System for providing customized financial consulting service based on financial consumer's asset information collected through open API

摘要

The present invention relates to a system for providing customized financial consulting services based on asset information of financial consumers collected through an open API. More specifically, through open APIs provided by financial institutions such as banks, securities firms, the Financial Supervisory Service, and the National Tax Service, financial assets and financial information of financial consumers can be retrieved to minimize the financial input of financial consumers. Analyze the tendency of financial consumers through surveys that can analyze non-financial tendencies, recommend customized financial products, and search for matching financial planners according to the exposure of financial consumers in each financial-related field to match them. The present invention relates to a system for providing a customized financial consulting service based on financial consumer's asset information collected through an open API that provides specialized and customized financial consulting services. To this end, the present invention is linked to a number of financial institutions open API, including banks, securities firms to retrieve the financial and asset information of financial consumers, collect and store financial information, matching financial consumers and financial planners to match A service server for searching the asset information of the matched financial consumer only for the completed financial planner; A financial consumer terminal that exposes a propensity analysis questionnaire for analyzing financial propensity and non-financial propensity and interest items for each financial related field to apply for a financial planner matching to a service server, and to receive customized financial consulting services from the matched financial plan; Register the professional counseling field and financial-related qualifications, make it possible to search financial information of the financial consumer linked with any one or more financial consumer terminals based on the registered information, and based on the financial information Provides a customized financial consulting service providing system based on financial consumer's asset information collected through an open API that includes financial consulting terminals to perform customized financial consulting.