System for selection of companies subject to credit guarantees based on credit guarantees propensity analysis

摘要

The present invention is a data input unit for receiving credit guarantee loan details and company information performed for a period of time; A credit calculation unit that classifies company information into a sector of a company, a technology sector, and a financial sector, and analyzes each sector to calculate the credit data of the company computationally; A guarantee propensity detection unit for computerically detecting guarantee propensity data according to the industry sector, technical sector, and financial sector of a company by sorting a credit guarantee loan history based on the credit data; And a guarantee simulation unit sequentially selecting and leveling companies that are likely to be subject to a credit guarantee based on the guarantee propensity data provided from the guarantee propensity detection unit.