METHOD FOR GUARANTEED SERVICE BASED CREDIT CARD LIMIT AND CARD COMPANY SERVER

摘要

The present invention discloses a credit card limit-based guarantee service method and a card company server. The card company server according to an aspect of the present invention includes a communication unit for receiving guarantee application information including a guarantee request amount, a guarantee period, and information of a guaranteeee from the first terminal device of the guarantee applicant, based on the credit card usage limit of the guarantee applicant A guarantee limit review unit that determines a guaranteeable amount, calculates a guarantee fee for the guaranteeable amount, and transmits a guarantee application result including the guaranteeable amount and the guarantee fee to the first terminal device through the communication unit; and a guarantee issuing unit generating a guarantee for the guaranteeable amount when receiving an agreement response to the guarantee application result from the first terminal device.