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基于区块链架构的仓单质押融资评估方法及装置

机译:基于区块链架构的仓单质押融资评估方法及装置

摘要

A blockchain architecture-based warehouse receipt pledge financing assessment method and device. The method comprises: a fund demander node receives a warehouse receipt pledge financing request, constructs an application assessment information block according to the warehouse receipt pledge financing request, and adds the application assessment information block into a blockchain (101); a financing cooperation platform node performs financing risk assessment on the warehouse receipt pledge financing request according to the application assessment information block, constructs a financing risk assessment result information block according to a financing risk assessment result, and adds the financing risk assessment result information block into the blockchain (102); the fund demander node constructs a financing submission confirmation information block according to the financing risk assessment result information block, and adds the financing submission confirmation information block into the blockchain (103); and a fund provider node constructs a financing result information block according to the financing submission confirmation information block and the financing risk assessment result information block, and adds the financing result information block into the blockchain (104). The technical solution improves the safety and efficiency of warehouse receipt pledge financing assessment, and greatly promotes the development of warehouse receipt pledge financing service.
机译:基于区块链架构的仓单质押融资评估方法及装置。该方法包括:资金需求者节点接收仓库收据质押融资请求,根据仓库收据质押融资请求构造应用评估信息块,并将该应用评估信息块添加到区块链中(101);融资合作平台节点根据应用评估信息块对仓单质押融资请求进行融资风险评估,根据融资风险评估结果构建融资风险评估结果信息块,并将融资风险评估结果信息块添加至区块链(102);资金需求者节点根据融资风险评估结果信息块构造融资提交确认信息块,并将融资提交确认信息块添加到区块链中(103);资金提供者节点根据融资提交确认信息块和融资风险评估结果信息块构造融资结果信息块,并将融资结果信息块添加到区块链中(104)。该技术方案提高了仓单质押融资评估的安全性和效率,极大地促进了仓单质押融资服务的发展。

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