Report on 1980 Property Loss Comparison Fires: An Insurance Industry Assessment of the Impact of Residential Sprinklers on Fire Loss

摘要

This report was prepared for use by insurance companies, insurance trade associations and related service industries to consider the impact of residential sprinklers on fire losses in residential properties. The focus of the ad hoc committee and the report is based on the single factor of property loss reduction. The report is based on a limited number of matched-fire tests designed to investigate the property loss reduction potential of residential sprinklers installed in accordance with the standards used at the Los Angeles test site. If a reader is interested in the procedures, results and conclusions concerning the complete performance of residential sprinklers at the various tests they will want to send for a copy of the report on the entire series of tests. The ad hoc committee recommends that corporate and association people with rate-making responsibilities review the information in this report with the intention of making their own determination of what discount might be indicated by sprinkler systems installed to the specifications used at the Los Angeles test site.