According to a Crisil Ratings' report total bad loans or gross non-performing assets (NPAs) of Indian banks will rise by 60,000 crore to 4 lakh crore in FY16."Bad loans are seen rising mainly because of withdrawal of regulatory forbearance on restructuring, and high slippages from restructured assets...The gross NPAs are seen edging up by 20 basis points (bps) to 4.5% of advances", it says.
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