Analysis of Factors Influencing Farmers' Attitude Toward Private Crop Insurer Using Path Analysis

摘要

The aim of this study was to evaluate farmers' attitude towards private crop insurance agents in Fars province, Iran. 385 farmers were surveyed. Using path analysis, the effect of exogenous variables (age, type of farming, years of experience in farming, economic status, educational level, access to resources, crop insurance background, satisfaction toward private crop insurer) through an intervening variable (perception toward agricultural insurance) to an outcome variable (attitude toward private crop insurer) was tested. Results revealed that farmers had a positive attitude towards private insurance agents. Among exogenous variables, farmers' satisfaction with private agents and perception toward agricultural insurance coupled with access to resources had direct impact on farmers' attitudes toward private agents. Moreover, two intervening variables namely, age and crop insurance background had indirect impact on farmers' attitudes toward private crop insurance agent.