Are You Saving for Retirement? Racial/Ethnic Differentials in Contributory Retirement Savings Plans

Tamborini Christopher R.; Kim Changhwan

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Are You Saving for Retirement? Racial/Ethnic Differentials in Contributory Retirement Savings Plans

机译：你省钱吗？贡献退休储蓄计划中的种族/民族差异

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Objectives: How individuals and families accumulate retirement resources during working years is a key aspect of aging with implications for later life. This study examines how much, and by what mechanisms, savings in retirement plans vary by race/ethnicity.

机译：目标：个人和家庭在工作年内如何积累退休资源是对后期生命的影响的关键方面。本研究审查了多少机制，退休计划的节省各种各样的种族/民族。

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《The journals of gerontology. Series B. Psychological sciences and social sciences》 |2020年第4期|共12页
作者
Tamborini Christopher R.; Kim Changhwan;
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作者单位

US Social Secur Adm Off Res Stat &

Evaluat 250 E St SW FL 8 Washington DC 20024 USA;

Univ Kansas Dept Sociol Lawrence KS 66045 USA;

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原文格式 PDF
正文语种 eng
中图分类老年病学;
关键词
Labor market; Pensions; Race-ethnicity; Retirement savings;

机译：劳动力市场;养老金;种族民族;退休储蓄;

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1. Are You Saving for Retirement? Racial/Ethnic Differentials in Contributory Retirement Savings Plans [J] . Tamborini Christopher R., Kim Changhwan The journals of gerontology. Series B. Psychological sciences and social sciences . 2020,第4期

机译：你省钱吗？贡献退休储蓄计划中的种族/民族差异
2. Thinking About Retirement? Here are Three Ways toHelp Boost Your Retirement Savings Plan [J] . John Carmichael California Veterinarian . 2015,第2期

机译：考虑退休吗？这是三种提高退休储蓄计划的方法
3. Saving for retirement:How to better plan for your retirement when you don't have the luxury of a guaranteed pension. [J] . Simon Francis Ground Water Canada . 2013,第4期

机译：为退休储蓄：当您没有保证退休金的奢侈时，如何更好地计划退休。
4. Retirement savings plan advisor [C] . Lynne E. Davis, Joseph Woodland Annual conference on Computer Science;Conference on Computer Science . 1987

机译：退休储蓄计划顾问
5. Closing America’s Retirement Savings Gap: Nudging Small Business Owners to Adopt Workplace Retirement Plans [D] . Kirtland, Peter W. 2019

机译：关闭美国的退休储蓄缺口：努力采用工作场所退休计划的小企业主
6. Spousal retirement savings plans can be complex but they do offer some tax advantages. [O] . R P Bannerman 1979

机译：配偶退休储蓄计划可能很复杂但是确实提供了一些税收优惠。
7. This research examines the determinants of eligibility and participation in 401(k) plans using two cross-sections of data from the Health and Retirement Study. Our sample consists of workers ages 51-56 representing two cohorts: the original HRS cohort born 1931-41, first interviewed in 1992, and the Early Baby Boomer (EBB) cohort born 1948-53, interviewed in 2004. Participation in 401(k) pensions in the EBB cohort is nearly 50 percent greater than that of the earlier cohort. This substantial growth in 401(k) plan participation over a relatively brief period may reflect intrinsic differences in tastes between the two cohorts, changes over this period in the external environment regarding retirement saving, or the joint effects of both influences. [O] . Irena Dushi, Marjorie Honig 100

机译：本研究使用健康和退休研究的两个横断面数据检查401（k）计划的资格和参与的决定因素。我们的样本由51-56岁的工人组成，代表两个队列：原始的HRs队列出生于1931-41，在1992年首次接受采访，而早期婴儿潮一代（EBB）出生于1948-53，于2004年接受采访。参与401（k ）EBB队列中的养老金比早期队列的养老金高出近50％。在相对短暂的时期内401（k）计划参与的大幅增长可能反映了两个群体之间的品味的内在差异，这个时期在退休储蓄的外部环境中的变化，或两种影响的共同影响。
8. Retirement Savings: Automatic Enrollment Shows Promise for Some Workers, but Proposals to Broaden Retirement Savings for Other Workers Could Face Challenges [R] . 2009

机译：退休储蓄：自动登记显示对一些工人的承诺，但建议扩大其他工人的退休储蓄可能面临挑战

Are You Saving for Retirement? Racial/Ethnic Differentials in Contributory Retirement Savings Plans

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