Regulation of Crowdfunding in the UK: Past, Present... and Future

摘要

UK regulators are well known for maintaining comprehensive, sound regulation. For new business models, they ensure that they 'plug the gaps' in existing regulation where necessary, with a key focus being on ensuring investor protection. In the evolvement of the regulation of crowdfunding, this is all clearly evident. This article looks at the current regulation for investment-based crowdfunding and loan-based crowdfunding and then discusses the proposed changes in regulations that the UK Financial Conduct Authority (FCA) has recently proposed.