There have been numerous changes in the insurance market place over the past 10 years. The market has made the full swing from the hard market cycle to the soft market cycle during that period of time. This author has not witnessed a market this soft since 1993 and 1994, and now is the time for restorers to take full advantage of this extremely soft market and obtain additional coverage that may have been previously unthinkable and unobtainable.
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