HMDA MODIFIED LOAN APPLICATION REGISTERS RELEASED

摘要

The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Registers (LARs) data have been published for approximately 5,400 financial institutions. This is the first year in which additional data reported by certain institutions under the 2015 HMDA rule will be available. The Modified LARs contain loan level information for 2018 on individual HMDA filers, modified to protect privacy. Additional HMDA-related information will be published later this year, including a complete loan level dataset and HMDA aggregate and disclosure reports. These data products will be accompanied by a Data Point article highlighting key trends. The information to be released this year will include certain new data points, which can provide more insights into the mortgage lending practices of institutions.