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Research on subsidy mechanism in the government-led agricultural supply chain finance

机译:政府主导的农业供应链融资补贴机制研究

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The problem of difficult and expensive financing of credit funds restricts the development of agriculture in our country. The government adopts different measures to support and guide the sustainable development of agriculture, there are typical loan interest subsidy mechanism. Under the background of agricultural output is uncertain, a supply chain system composed of farmer, company, bank and the government has been established, it discusses the government subsidy for agricultural supply chain operation and the influence of the members of the decision-making, explores the differences between two kinds of mechanism and provides suggestions for the decision of the supply chain members. Studies have shown that in the context of government subsidy, when the random output factor is higher and the loan interest rate is lower, the higher the loan interest subsidy rate, the higher the profit and social welfare of farmer, company, and bank. When the bank interest rate is higher than a certain value, the government subsidy can increase the profits of farmer and bank. Finally, numerical simulation found that in the context of government subsidy, government subsidy reduces the financing cost of farmer, but the real beneficiary is bank.
机译:信贷资金困难和昂贵的融资问题限制了我国农业的发展。政府采取不同的措施来支持和指导农业可持续发展,有典型的贷款利益补贴机制。在农业产出的背景下,不确定,由农民,公司,银行和政府组成的供应链系统成立,探讨了农业供应链运作的政府补助和决策成员的影响,探索两种机制之间的差异,为供应链成员决定提供了建议。研究表明,在政府补贴的背景下,当随机产出因子较高时,贷款利率较低,贷款利息补贴率越高,农民,公司和银行的利润和社会福利越高。当银行利率高于一定价值时,政府补贴可以增加农民和银行的利润。最后,数值模拟发现,在政府补贴的背景下,政府补贴降低了农民的融资成本,但真正的受益人是银行。

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