Educational investment has prominent spillover effect,is an economic activity beneficial to a nation,families and individuals.The project has conducted a questionnaire investigation among 400 households in Linwu City of Ningxia Hui Autonomous Region,has taken economic theories as basic framework.Started with entities of family educational investment,the article probes into the factors affecting the educational investment in rural families in ethnic minority area,has verified the relation-ship between family educational investment and various factors,has tried master its development and evolution rules.Based on the reality,the article has put forward feasible and corresponding sugges-tions,offered theoretical rationale and practical foundation to solve educational investment dilemma, increase educational offering and innovation of educational investment systems for rural families.%教育投资具有显著的外溢效应,是一项于国、于家、于己都有利的经济行为。项目组通过对宁夏回族自治区灵武市400户农户的问卷调查,以经济理论为基本框架,从家庭教育投资主体出发,探讨影响少数民族地区农户家庭投资决策的因素,并且验证家庭教育投资与各因素之间的关系,极力把握其发展变化规律,并结合实情,提出具有可行性和针对性的若干建议,为解除农村家庭教育投资困境、增加教育供给、教育投资制度创新提供理论依据及现实基础。
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