西部民族地区保险业发展的S WOT分析

摘要

西部民族地区作为我国少数民族的主要聚居区，经济发展相对薄弱，保险业的发展更是长期滞后于其他地区。“一带一路”战略目标的提出给西部民族地区保险业带来了新的发展机遇，同时也提出了更高的发展要求。本文运用 SWOT分析法对西部民族地区保险业发展优势、劣势、机会、威胁四个方面进行全面分析，以期对西部民族地区保险业发展中存在的问题及发展方向有更清醒的认识，对于提升当地保险业发展水平，促进经济发展维护社会和谐稳定具有重要理论与实践意义。%Ethnic areas in West China are the main area inhabited by ethnic minorities in China.In these areas,the economic development is comparatively weak,and the insurance development is far lagged behind other areas.The strategic goal of"One Belt and One Road"offers new development op-portunities for the insurance in western ethnic areas,and at the same time has more demanding devel-opment requirements.Through SWOT analysis,the article offers a comprehensive analysis of insur-ance development in terms of advantages,disadvantage,opportunities and threats so as to offer a clear understanding of problems and trends in insurance development in western ethnic areas.This is of great theoretical and practical significance to enhance local insurance development,promote economic development and maintain social harmony and stability.