矿业权抵押的实现路径：财团抵押与浮动抵押的选择

摘要

The mineral right mortgage is one of important financing guarantees for the mineral enterprises .However ,the mineral enterprises have got the difficulties because of the specialty of the mineral right and the relative limiting regulation on the mineral rights circulation .As the more and more serious requirement on the credit of the modern economic development ,the traditional principle one object to one right has been broken by the current enterprise guarantee system ,the consortium mortgage and fluctuating mortgage have been become the main principle among the enterprises in each country ,the enterprises credit requirement of the fluctuating mortgage and the characteristics to allow the free circulation of the consortium property are not applicable for the current situation of our national society credit system although the both have taken the consortium property as the mortgage .Therefore ,our national mineral right has taken the more reliable and effective consortium guarantee method .%矿业权抵押是矿业企业重要的融资担保方式之一，但由于矿业权的特殊性和相关规定对矿业权流转的限制，给矿业权抵押的实现带来困境。随着现代经济的发展对信用体系的要求越来越高，当今企业担保制度打破了传统的一物一权原则，财团担保和浮动抵押已经成为各国企业担保的主要制度，两者虽然都是以企业集合财产设立的抵押制度，但是浮动抵押对企业信用的要求以及允许自由流转集合财产的特点不适应我国社会信用体系的现有状况，因此，我国矿业权抵押应采取更为可靠、有效的财团担保的方式。