Application of Big Data Technology in Insurance Innovation

摘要

In 2015, China issued an action plan for promoting the development of big data showing that innovation in big data has become a necessary and inevitable choice for stabilizing growth, promoting reform, adjusting structures, benefiting people's livelihoods, and promoting the modernization of governance. A good policy environment and the rudimentary ecology of the big data industry create excellent developmental conditions for the development of big data in China. On the other hand, with the explosive growth of data resources and the rise of specialized big data enterprises, the application of big data has gradually changed from a theory to a reality. The insurance industry is in a period of technology-driven change globally. Digital technology represented by the Internet, mobile networks, social network, cloud computing, and big data increasingly influences the daily operation of the industry, and will usher in a golden development period in China's insurance industry.