Poor women empowerment service through microfinance Grameen bank system (case study of Mitra Dhuafa Cooperative/Komida)

摘要

Poverty is a complex problem that is faced by all governments in the world. It was influenced by several factors that are interrelated with each other. These factors include the level of income, education, health, access to goods and services, geographic location, gender and environmental conditions. Strategic effort to do in order to empower SMEs include: First, Creating a climate conducive to the development of SMEs include the regulation and protection of business, creating a system of guarantees for micro businesses and provide technical assistance in the form of mentoring and managerial assistance. Second, Enlarge the access of credit to financial institutions included in this is access to finance to microfinance institutions, that is one of Microfinance Grameen Bank system. With these two steps, then the SME sector will be more actives that will ultimately result in the reduction of poverty. This article will present the experience of Microfinance Grameen Bank system "Koperasi Mitra Dhuafa or Komida" who have committed financial services to poor women since 2005. From over 10 years experience to serve and assist poor families, some changes occurred including increases income, access to health and improving the quality of education.