A Study on Innovative Development of Investment Banking from Risks Perspective based on the Research of Shanghai Pudong Development Bank (SPD)

摘要

There are two types of main investment bank development pattern, separated pattern and mixed pattern. As for the condition of SPD, the mixed pattern which is more businesslike is a better choice because China is still a developing country and its development demands an effective financial environment. Such a pattern can not only help the bank to implement operation of scale but reduce its risks, which enables the investment bank industries to spread widely in some ways. Meanwhile, the pattern will bring about healthy competition between banks and select the fittest. For instance, the investment bank which is also a universal bank in German has a strong hand to play with the investment bank in United States. Although the mixed pattern is likely to create chain reactions in the whole financial system, its advantage is more essential to SPD now.