Some Countermeasures Worthy of Discussion in the Regulation of Campus Loan: Based on the Theory of Economy and Finance

摘要

There are some measures to be discussed in the regulation of campus loans. If there is no distinction between right and wrong, it will hinder the healthy development of Internet finance on campus. If students' consumption needs are met indiscriminately, their irrational consumption needs will be encouraged. If we think "it's better to dredge than block" campus loan, then it is difficult to correctly adopt the three methods of "blocking, dredging, guiding" at the same time. If the financial aid is intensified, the interaction between government finance and banking should be emphasized. It should distinguish right from wrong and use economy and finance and other relevant theories in a comprehensive manner, from which the lessons taken in their comprehensive application at home and abroad can be regarded as empirical basis. By mastering such a method, it is helpful to choose the correct countermeasures in the complicated and confusing situation.