Approaches to the Regulation of the Development of Digitalization of Finance in the Regional Economy

摘要

The article presents the results of a study on the need for the development of integrated state regulation of digitalization processes. The authors explore actual trends of digitalization of economic processes in the context of economic branches; systematizing scientific statements about the benefits of digital technology; summarize the existing practices of digital processes regulation in Russian Federation at the state level; reveal the specifics of the development of digitalization in the region of the Federation in terms of legal regulation, financing methods and tools to stimulate the development of digitalization. On the basis of the conducted research, there were identified shortcomings in the legal framework for digitalization at the federal and regional levels, to eliminate which the authors justify the need to form financial instruments to stimulate the development of the subsidiary responsibility of the Federation and regions; development of public-private partnerships to stimulate the necessary processes at small and medium enterprises; improving regulations and implementation practices of participatory budgeting to ensure citizen participation in the implementation of the budget process through the use of digital technologies.