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Systems and methods for creating excess funds from retail transactions and apportioning those funds into investments
Systems and methods for creating excess funds from retail transactions and apportioning those funds into investments
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机译:从零售交易中创建超额资金的系统和方法,并将这些资金分摊到投资
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摘要
This invention relates generally to the field of creating and distributing investment funds, and more particularly to systems and methods for creating excess funds from consumer transactions and distributing those funds into one or more investment accounts. Preferred embodiments of the present invention provide systems and methods for selecting transactions in a user's spending account to be rounded-up to the nearest dollar, creating a supplemental charge once the aggregation of those round-ups reach a specified minimum, and providing a closed system where the aggregated micro-charges may be converted into investments for long-term savings and growth.
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