APPLICATION SYSTEM OF TOTAL FINANCE USING THE INTERNET

摘要

PURPOSE: An integrated banking information management system is provided to perform a reference of a withdrawal, a deposit or a balance of a bank account with respect to the all the banking organizations, and additional services such as a reference of dishonored check and an exchange rate by installing an operation system at a general PC. CONSTITUTION: An integrated banking information management system comprises a personal computer, an operation system(30), a banking card(10), a card reader(20), a middleware system(40) and a payment approval solution(60). The PC includes a printing module, a communication module and a key input module. The operation system(30), installed at the PC, offers services such as a withdrawal/deposit/balance reference with respect to a corresponding bank account, a check reference, a bill printing or a reservation setting. The banking card(10) includes a plurality of bank account numbers, and secret codes corresponding the bank accounts. The card reader(20), connected to the facsimile system(30), includes a security module checking an input password and encrypting the password. The middleware system(40) offers a financial information to a portable terminal or a cellular phone by using a database storing additional information.