HOME BANKING CASH RECEIVING METHOD, ITS SYSTEM, AND STORAGE MEDIUM STORING HOME BANKING CASH RECEIVING PROGRAM

摘要

PROBLEM TO BE SOLVED: To provide a home banking cash receiving system allowing receipt of cash without visiting a financial institution or an automatic teller machine installation location.;SOLUTION: A depositor 1 is connected to a financial institution home page via a user terminal 10 to send an ID and a password. A reception center server 20 compares the transmitted ID and password with a customer database 27, and if they agree with each other, a banking service menu is transmitted to the user terminal 10. The depositor 1 selecting a cash withdrawal delivery service selects a payment account and inputs a withdrawal amount. The reception center server 20 refers to a balance by means of a balance database 28, and if withdrawal is possible, the server 20 transmits depositor information and a delivery amount to a delivery terminal 30. A delivery institution 3 delivers the designated amount of cash to the depositor 1 via a register mail or courier service. The reception center server 20 withdraws a total amount of the withdrawal amount, a delivery charge, and a service charge from the account of the depositor 1 and transfers a sum of the withdrawal amount and the delivery charge to the delivery institution 3.;COPYRIGHT: (C)2002,JPO