New-media monetary engine business method

摘要

The New-Media Monetary Engine ("NME") is a collection of methods used in building a monetary exchange through a client server software engine that allows advertisers to promote products and services to targeted consumers and to provide credits and coupons through the monetary exchange to those consumers as an inducement to viewing or sampling advertising or content, then allow that consumer to spend or exchange credits or coupons for premium content and selected e-commerce and off-line commerce/advertising. Additional methods include the ability to scale credit use with the quality of service with which the content is delivered, to scale the amount of credit provided based on the level of consumer involvement with the promotional message or content, to display the current credit and coupon account balances, to bill the customer or the customer's credit card periodically for credits used in excess of credits earned, to limit credit and/or coupon accumulation and use by other family members, to track credits and/or coupons by individual family member or alternatively across family usage, and to share, exchange, or barter credits and/or coupons among family members.