SYSTEM FOR LENDING SERVICE OF A FINANCIAL OVER THE INTERNET

摘要

PURPOSE: A system for a financial loan service on the Internet using the insurance goods is provided to make a financial loan organization minimize the risk of a credit loan by making a user contract an insurance that a pledge of the insurance is established to the financial load organization. CONSTITUTION: The server suggests a contract of insurance goods as a precondition for the financial loan after inquiring the credit information of the user if an authenticated user requests the financial loan through the Internet, transmits a credit loan application to the financial loan organization if the user contracts for the insurance, enables the user to receive the credit loan through the Internet by executing a relay function between the financial loan organization and the user or an insurance organization in order to make the financial loan organization approve a financial loan based on the credit loan application, and enables the financial loan organization to withdraw the unpaid loan remainder from the insurance organization in case that the user dies before a complete repayment of the credit loan.