Provide a means of commerce between members on the Internet, create credit and use the created credit for transactions

摘要

PURPOSE: A method for supplying a commerce unit for members on the internet, creating credit, and using the created credit to the transaction is provided to optimize resources of the same kind of companies through selling resources for members and to utilize a credit for a payment of a transaction by creating a credit for the members. CONSTITUTION: A member connects to a server and searches a corresponding commodity(402). If the commodity is existed(403), in the case of a credit transaction, it is checked whether the price of the commodity is paid within a credit limit(404). If the price is paid within a credit limit, the transaction is approved and the transaction information is stored in a transaction database. A notification for transmitting a corresponding commodity to the buyer is informed. In the case that each transaction is performed, the transaction database is inquired at a special period and payment portions are collected and an actual cash flow is generated in a financial institution payment account between members who participated in the corresponding transaction. At this time, a dishonor or not is checked and a credit limit is increased or decreased.