A banking system for emerging market countries which includes a central flow control apparatus or system, is disclosed. The central flow control apparatus permits securitization of future flows receivables of two or more banks within an emerging market country. The central flow control apparatus may include an interface layer, an applications layer, and a presentation layer. The banking system may be comprised of a first bank account directly owned by a first emerging market bank and a second bank account which is owned by a trust (or other special purpose legal entity), wherein the emerging market bank is the beneficiary of the trust. The first bank account and the second bank account are bank accounts of a first international correspondent bank. The first bank account would typically be an onshore account which can be controlled by actions of a first emerging market government of the first emerging market country. The second bank account would typically be an offshore account which can not be controlled by actions of the first emerging market government of the first emerging market country.
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