A business technique that accepts a credit card payment process directly through a credit card reading device attached to an individual phone or a computer mouse, requests it to the Credit Information Service, and processes the payment.

摘要

PURPOSE: A method for receiving, requesting a payment process to a credit information institution, and processing the payment process is provided to check personal credit information and process an approval and a payment by sticking a credit card reading device being used in a credit card member store on a personal mobile telephone or a computer and connecting contents received through the telephone, the computer, and so on to a credit card company. CONSTITUTION: A personal user requests a payment process through a credit card reading device mounted on a telephone or a computer. The payment process is received and requested to a credit information processing institution, and the process is searched. The contents are approved and a payment thereof is processed. Thus, the user performs a credit card payment directly. In addition, a manufacturing company sells a commodity in an Internet shopping mall, etc. without through a distribution company, and a price of the commodity may be reduced.