PRIOR APPROVAL SYSTEM OF DRAWING AND TRANSFER

摘要

The present invention relates to a preliminary consent system for withdrawal and transfer of a financial account that executes a withdrawal or transfer when a person who has previously set a phone number and agrees to make a withdrawal or transfer from a financial account.;The present invention provides a method of processing a prior agreement system for withdrawal / transfer of a financial account,;Requesting a prior consent service by providing a customer's telephone number (T), prior consent requirement (C), and password for consent (P); Storing the prior consent requirement (C) in a personal account DB (2); Storing the account number (N) of the account, the telephone number (T), and the password for consent (P) in the prior agreement inquiry service server (4); If there is a withdrawal / transfer attempt for the account at the withdrawal / transfer server (5, 6, 7, 8, 9), the withdrawal / transfer server (5, 6, 7, 8, 9) is the account. Receiving a prior consent requirement (C) from a DB (2) to determine whether the withdrawal / transfer attempt amount (M) corresponds to the prior consent requirement (C); If it is determined in the determination step that the withdrawal / transfer server (5, 6, 7, 8, 9) the withdrawal / transfer attempt amount (M) and account number (N) prior agreement inquiry service server ( 4) requesting to confirm whether or not to consent; Requesting whether the prior agreement inquiry service server 4 agrees to withdraw / transfer the withdrawal / transfer attempt amount M by calling the telephone number T corresponding to the received account number N; ; As a result of the inquiry, determining that the customer agrees by inputting the consent password (P); Transmitting, by the prior consent inquiry service server (4), whether to agree to the withdrawal / transfer server (5, 6, 7, 8, 9); It is characterized in that it comprises the step of executing the withdrawal / transfer only if the withdrawal / transfer responsible server (5, 6, 7, 8, 9) receiving the consent or not agree.;According to the present invention, if the telephone number is immediately agreed to be withdrawn or transferred, the withdrawal / transfer is finally made, thereby ensuring the safety of financial transactions.;Account, Withdrawal, Transfer, Prior Consent