The prepayment security mechanism in the deferred payment information communication system

摘要

This invention offers the method and the system for real time rating which includes the ability below. Namely, every member or calculation and memory of amount used information of real time with group standard; Real time standard appraisal of constitution setting possible threshold; Real time threshold notification to member/account owner; External system, text metsusejingu, and IVR (Interactive Voice Response: Conversational audio response) through session, call of specification and the member in order to restrict the event/account owner conversational ability, is vis-a-vis each member of the group. When these four principal abilities are connected and are set, functionality prepayment is formed in deferred payment environment.