REALTIME DYNAMIC PREMIUM RATE MANAGING METHOD AND REALTIME DYNAMIC PREMIUM RATE MANAGING SYSTEM AND PREMIUM RATE MANAGING SYSTEM

摘要

To a real-time dynamic insurance rate regulation method, one real-time dynamic insurance rate regulation system, and one insurance rate regulation server be arranged to the life pattern of each subscriber reflected in an insurance company, provide reasonable financial management interests to subscriber. Data occur for the burst including at least one of following time of origin, and one place occurs, and the occurrence situation in accident is stored (S12) together. The current location of one subscriber continuously tracks (S20). Data occur based on the burst prestored, subscriber's is calculated (S24-S31) according to the present position of subscriber and the real-time insurance premium rate of current time. When data, which occur, for burst is stored, burst occurs data and is collected. There is place, occurrence situation according at least one time of origin of distributed node in the data of collection.