Total finance service system in ubiquitous environment

摘要

The present invention includes a first process of forming a financial services partnership agreement with any of the financial institutions and certain agreements in particular, relates to the way financial services; Second only to the process of billing and financial terminals that accept the financial services been formed in the first step for any of the financial terminal for a cash payment by granting a unique code to distinguish each financial terminal; A third step of acquiring the financial management of the authentication information from the Member Services using certain terms applied for by a member of the banking and financial institutions formed a partnership in the first process, and; At the request of the member if you want the member to which the management in the third process performed financial settlement through the financial terminals have been granted the unique code on the second course the financial institutions of the financial information of the information and membership for the financial terminal the fourth process to transfer the request to the financial service side; And provides integrated financial services in a ubiquitous environment, characterized in that through the financial services authentication and authorization of the financial institutions, including the fifth course of conduct financial services in the financial terminal side payments and cash payments, such as from the financial institutions how and when you provide the system accordingly, the seller, the seller own offers to those who pay for information on charging means, and shall make a payment, their possession and perform authentication and authorization according to the payment through the means of payment that the seller it provided by the seller avoid problems such as accidents or fraud or tax evasion according to the leakage of personal information that city if the payment's payment based on the authentication and authorization information payment party offers to receive payment payments to social problems, and users of you'll be able to maximize your convenience. ; Furthermore, the buyer and payment self if other existing methods buyer to pay self solved by providing the seller with the approval of the approved financial transactions, as in the present invention a variety of problems that can be caused are desirable to use the payment's credit information It will be. ; Ubiquitous, integrated, financial services, security