Apparatus and method for providing employee benefits and/or employee benefits information

摘要

A computer-implemented method including storing or processing information regarding a health, disability, or life, insurance benefit, included in an individual benefits account of or for an employee, wherein the benefit relationship is established pursuant to or during a first employment relationship between the employee and a first employer, storing or processing information for providing or maintaining the benefit provided to the employee pursuant to or during a second employment relationship between the employee and a second employer, receiving a request for information regarding the benefit, processing the request for information regarding the benefit with a processing device, generating a message in response to the processing of the request, and transmitting the message to a communication device associated with the employee, a benefit beneficiary, the second employer, and a benefit administrator.