首页>
外国专利>
SYSTEMS AND METHODS TO PREDICT AND PREVENT POTENTIAL ATTRITION OF CONSUMER PAYMENT ACCOUNT
SYSTEMS AND METHODS TO PREDICT AND PREVENT POTENTIAL ATTRITION OF CONSUMER PAYMENT ACCOUNT
展开▼
机译:预测和防止消费者支付帐户潜在吸引力的系统和方法
展开▼
页面导航
摘要
著录项
相似文献
摘要
Systems and methods are provided to generate a tool to predict voluntary account attrition in a payment processing system. In one aspect, a computing apparatus includes: a data warehouse configured to store transaction data of accounts issued by a plurality of issuers; and at least one processor configured to calculate values of a first plurality of variables for each of the accounts using the transaction data of the accounts issued by the plurality of issuers. The accounts include attrition accounts and non-attrition accounts. The at least one processor is further configured to identify a second plurality of variables from the first plurality of variables for a predictive model to distinguish, using the values and logistic regression, the attrition accounts from the non- attrition accounts.
展开▼