PAYMENT WITH A PAYMENT IDENTIFICATION NUMBER DYNAMICALLY MAPPED WITH EACH FINANCIAL INSTITUTION CAPABLE OF PERFORMING A PAYMENT APPROVAL PROCESS BY CONFIRMING A PAYMENT METHOD ISSUED TO A USER BY A FINANCIAL INSTITUTION

摘要

PURPOSE: Payment with a payment identification number dynamically mapped with each financial institution is provided to perform a payment approval process by confirming a payment method of a financial institution dynamically mapped with the payment identification.;CONSTITUTION: An application management module includes the followings. A member registration/authentication unit(102) authenticates a member. A wireless terminal authentication unit(106) identifies a wireless terminal of a user. The wireless terminal authentication unit authenticates one or more states among a user subscription state and a user possession state for the wireless terminal.;COPYRIGHT KIPO 2013;[Reference numerals] (100) Application operation module; (102) Member registration/authentication unit; (104) Identification value authentication unit; (106) Wireless terminal authentication unit; (108) Application authentication unit; (110) Payment method authentication unit; (112) Payment identification number mapping unit; (114) Server provider recognition unit; (116) Rule agreement unit; (118) Number authentication rule providing unit; (120) Storage medium; (130) Payment control module; (132) Payment recognition unit; (134) Security channel forming unit; (136) Seed value processing unit; (140) Payment identification number authentication unit; (142) Payment method confirmation unit; (144) Payment procedure execution unit; (150) User terminal; (155) Number authentication server; (160) Financial institution server; (165) Payment request server; (170) Payment terminal; (175) Program providing server; (200) Wireless terminal; (AA) Communication terminal; (BB) Smart phone; (CC) Wireless AP; (DD) Base station; (EE) Private communication network; (FF) Payment method information; (GG) Only identification value; (HH) Number authentication rule; (II) Payment identification number; (JJ) At least one communication network[data network(+voice network)]; (KK) Payment communication network