Lease charge calculation and automatic lease credit and the automatic lease guarantee business due to the substantial annual percentage rate calculation of automatic lease and the information regarding the value

摘要

PROBLEM TO BE SOLVED: To provide a support system capable of quickly performing credit check for small and medium-sized enterprises, a minute enterprise, and a private enterprise owner.;SOLUTION: The support system 1 includes a current market value information calculating terminal 2, a credit information agency terminal 3, a leasing company terminal 4, and a support server 5. The support server 5 includes: a lease user information database 18, a lease vehicle information database 19, a credit information creation means 20, a second lease charge estimation information calculation means 21, an estimation information comparison means 22, an aging value information comparison means 23, a residual value information comparison means 24, a lease guarantee approval/disapproval decision means 25 for deciding whether to approve an auto lease guarantee based on inquiry credit information received from the credit information agency terminal 3 in exchange for the credit information of the credit information creation means 20, a comparison result of the estimation information comparison means 22, a comparison result of the aging value information comparison means 23, and a comparison result of the residual value information comparison means 24, and a guarantee approval/disapproval result notification means 26.;COPYRIGHT: (C)2011,JPO&INPIT