Systems and methods for three-factor authentication

摘要

In one aspect, systems and methods for three-factor authentication include receiving a user's identification and password transmitted from the user's mobile device, generating a One Time Password (OTP), encrypting the OTP, and encoding the encrypted OTP in a two-dimensional barcode. The two-dimensional barcode of the encrypted OTP is transmitted to a computing device of the user, and an image of the two-dimensional barcode of the encrypted OTP displayed on the user's computing device is captured using the user's mobile device. The two-dimensional barcode of the encrypted OTP is decoded using the user's mobile device to obtain the encrypted OTP. The encrypted OTP is decrypted using the user's mobile device and displayed. The OTP then is spoken by the user, and the user's voice and the OTP are recognized to authenticate the user.