METHOD FOR SHARING SOCIAL RESOURCES TO PROVIDE STABLE HOUSING FOR MIDDLE OR LOW CLASS

摘要

The present invention relates to a method for sharing social resources to provide stable housing for the middle or low class, so that a land sale payment and construction cost for building a building or houses can be met by taking out a loan at a low interest rate from a contracted financial company guaranteed by a national agency, by means of receiving lease applications for unsold units after constructing and selling the building or the houses. To this end, the present invention comprises: a first step of an implementation company applying for a letter of guarantee, by accessing a guarantor, for a land sale payment and construction cost agreed upon signing a land sale (or lease) contract for building the houses or the building with a landowner; a second step of the guarantor receiving applications from potential lessees of the houses or the building to be constructed from local residents and evaluating whether an application for guarantee for the land sale payment and the construction cost by implementation company is appropriate; a third step of the guarantor issuing a letter of guarantee for the land sale payment and the construction cost and transmitting same to the contracted financial company which has an agreement with the government, in cases where the application for guarantee for the land sale payment and the construction cost by the implementation company is appropriate; and a fourth step of the contracted financial company creating a loan equaling the amount of money for the land sale payment and the construction cost, which are guaranteed by the guarantor, with the implementation company as a debtor, and providing the loan to the landowner and the implementation company.