PAYMENT OR TRANSFER PROCESSING METHOD, PAYMENT OR TRANSFER PROCESSING PROGRAM, AND PAYMENT OR TRANSFER PROCESSING APPARATUS

摘要

PROBLEM TO BE SOLVED: To make it possible, when a user having designated multiple authorized parties whose approval is to be requested, for other parties than a party having given approval to confirm approval of payment or transfer to be done by the user.;SOLUTION: A detection server 100, when it has received from a user terminal 10, an ATM 11 or a banking office terminal 12 a request for payment or transfer from a user's account, transmits a request for approval to terminals 40 of multiple parties authorized to give approval, who are associated with the account. The detection server 100, when it has received a response to approve the request for approval from any of the multiple approval terminals 40 to which the request for approval was transmitted, processes the payment or transfer. The detection server 100, after having processed the payment or transfer, notifies an approval terminal 40 or terminals 40 having agreed to the request for approval or any approval terminal 40 having agreed but not ahead of all others out of the multiple approval terminals 40 of the fact that some other authorized parties have given approval.;COPYRIGHT: (C)2015,JPO&INPIT