Method for Increasing Geographic Retention of Graduates by Reducing Student Loan Interest Rates Through Private Investment and a Secondary Bond Market

摘要

The method of the present invention attracts two groups of direct customers; grad students and investors and two passive groups of customers who will also benefit from these trades and investments; society and school institutions. The method provides cheaper interest rate student loans than offered by government sources and variable rates by private corporations; and provides the investors with relatively low risk investments that allow the investor to help address a community need. Preferably, the invention includes formation of a secondary tuition bond market to provide a means to liquidate the investor's investments in the tuition fund by trading/selling their student tuition bonds.