A mobile application for identifying and purchasing goods and services using moblie device in-build camera

摘要

In one exemplary embodiment a COlllputer-implemented method includes receiving a digital image ofIi-matrix code. Auser identifier associateci with the digital image is received. The matrix code is identifying from the digital image. The matrix code can represent a good or a service, a price of the good or the service and/or a merchant identifier selling the good or the service. A ftmd is caused to be transferred from a user"s acCount to a merchant"s account. Optionally, the digital image ofthe matrix code can be captured by a digital camera in a mobile device ofthe user. The mobile device can include 8 user-side application that communicated the digital ~geand the user identifier. The fund can be obtained with a user"s credit card number stored in a database.