Unsecured funding system for credit card merchants by purchasing uncertain future credit receivables

摘要

Providing an unsecured funding system for credit card merchants that is unsecured and unaffected by fluctuations in the regular sales of merchants by converting undetermined future credit receivables based on sales results for a certain period into bonds. . Using credit card payment transaction sales data, calculate credit card payment transaction sales for a certain period of credit card merchant credit card payment transaction, and bond credit receivables expected to occur in credit card merchant in the future For each credit card company, set the face value of the purchased credit for future credit receivables by multiplying the actual credit card payment transaction sales for the previous fiscal year corresponding to the bond conversion period by the bond ratio. If the accumulated redemption amount and the face value match, the redemption of the purchased bonds will be terminated.If the accumulated redemption amount and the face value do not match even after the target bond period, the redemption will be made. Notify the credit card company's information processing server of the extension.