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Financing system, credit information generating apparatus, loan determination device, loan terms determination method, credit information generating program and financing conditions determination program

机译:融资系统,信用信息生成装置,贷款确定装置,贷款期限确定方法,信用信息生成程序和融资条件确定程序

摘要

PROBLEM TO BE SOLVED: To perform evaluation for accurately calculating a loan condition of an operator on the basis of the latest short-term, many-sided evaluation axis.;SOLUTION: The financing system of the present invention is a financing system including a loan determination device for determining a loan condition and a credit information generator for supplying credit information of a store hoping for a loan to the loan determination device. The credit information generator includes: storage means for storing achievement data of operation of the store; score data generation means for generating score data of the store on the basis of the achievement data during a prescribed period; and credit information generation means for generating the credit information of the store on the basis of the score data. The loan determination device includes: credit information acquisition means for acquiring the credit information of the store; and loan condition determination means for determining the loan condition for the store on the basis of the credit information of the store.;COPYRIGHT: (C)2014,JPO&INPIT
机译:解决的问题:基于最新的短期,多方面的评估轴来进行评估以准确地计算经营者的贷款条件。解决方案:本发明的融资系统是包括贷款的融资系统。用于确定贷款条件的确定设备和用于将希望贷款的商店的信贷信息提供给贷款确定设备的信贷信息生成器。信用信息生成器包括:存储装置,用于存储商店的经营成就数据;以及存储装置。得分数据生成装置,用于在规定期间内根据成就数据生成商店的得分数据;信用信息产生装置,用于根据得分数据产生商店的信用信息。贷款确定设备包括:信用信息获取装置,用于获取商店的信用信息;以及贷款条件确定装置,用于根据商店的信用信息确定商店的贷款条件。版权所有:(C)2014,JPO&INPIT

著录项

  • 公开/公告号JP5855072B2

    专利类型

  • 公开/公告日2016-02-09

    原文格式PDF

  • 申请/专利权人 ヤフー株式会社;

    申请/专利号JP20130226777

  • 发明设计人 津幡 靖久;

    申请日2013-10-31

  • 分类号G06Q40/02;

  • 国家 JP

  • 入库时间 2022-08-21 14:39:56

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