SYSTEM AND METHOD FOR PROVIDING COMBINED DIRECT MOBILE SIMPLE PAYMENT SERVICE AND INDIRECT USER AUTHENTICATION BY MEANS OF REAL FINANCIAL CARD

摘要

The present invention relates to an online payment system and method and, more specifically, to a system and a method for providing a combined direct mobile simple payment service and indirect user authentication by means of a real financial card, by which a service provider operating an online shopping mall or the like providing a mobile payment service directly makes a payment through a payment agency company without a payment authentication agency company, wherein the payment is made by means of indirect user authentication using the real financial card and a password of the financial card.